novelraw Chapter 12 - How Could You Degenerate into This State?
Chapter 12 - How Could You Degenerate into This State?
According to the address Ye Xiaoxiao gave him…
Ye Mo soon arrived at a medical clinic affiliated with the Sanctuary organizations.
This clinic occupied a very large area.
It was specifically used to help survivors involved in Hollow Crises, providing a series of investigations and treatments.
Including psychological counseling, physical examinations, and recording investigations, among other things.
Saying that it was free treatment was actually for the convenience of the investigation.
To prevent any fish that slipped through the net of the Evil God from taking the opportunity to escape.
After all, every part of an Evil God's body was a treasure, possessing immense scientific research value.
So survivors would be forced to undergo a week-long hospitalization for observation.
If everything were normal, then they could leave safely.
"Brother~"
Ye Mo arrived at Ward 206. Just as he walked in front of Ye Xiaoxiao…
The young girl immediately cried out softly, throwing her soft, delicate body into his arms, her fair, tender arms hugging him tightly.
"Don't be afraid. No matter what happens, Brother is here."
Ye Mo patted the young girl's back lightly, comforting her gently.
"Mmh."
Ye Xiaoxiao whimpered an "Mmh."
Then she sniffled, and she suddenly changed the subject.
"Then how about... Can you help me pay the money?"
"Hmm?"
'What the heck?'
Ye Mo paused. Just as he was about to ask something…
Someone patted his shoulder.
He turned his head subconsciously.
Only to see a man in a crisp suit looking at him with a benevolent smile.
"Hello, Mr. Ye. Please pay Ms. Ye's debt."
Saying that, the suited man took out a QR code and held it in front of him.
Ye Mo suddenly realized it!
'This fucker called me here to pay her debt for her, right?'
'Ye Xiaoxiao, you fucking...'
Burning with anger, he turned his head.
Only to see that Ye Xiaoxiao had long since shrunk her head into the quilt, pretending to be dead.
Ye Mo took a deep breath, sighed helplessly, and looked at the suit-wearing man.
"How much?"
"Oh, this lady is two months overdue. Including interest, the total is twenty-five thousand eight hundred. Please scan the code here."
"So much?"
Ye Mo was stunned.
He knew Ye Xiaoxiao had debts outside, but he didn't expect that she owed so much.
"Yes, sir. Ms. Ye borrowed a total of four hundred thousand from our company to pay her tuition fees in advance. After paying back over a hundred thousand, she borrowed a bit more successively. Now she’s still short of three hundred eighty thousand nine hundred.
Because she was overdue last time, she became a blacklisted household. She cannot enjoy the free medical welfare for this accident and needs to pay out of pocket, which is why it's this much."
Hearing the suit-wearing man blabbering a whole bunch of jargon, the corners of Ye Mo's mouth twitched.
To put it plainly, this fee included not just the previous arrears, but also the medical fees.
"I don't have that much money right now. Give me a few days' grace."
Ye Mo took a deep breath and spoke slowly.
"Sir, it doesn't matter even if you don't have money."
Saying that, the suit-wearing man immediately took out a contract from his briefcase.
"Actually, I also hold a position in another loan company. If you’re short of money, you can..."
Ye Mo realized it instantly.
This guy wanted him to take out a loan to pay off a loan!
Was the loan industry this dark nowadays?
"Fine!"
After gritting his teeth and signing the contract, the suit-wearing man left with satisfaction.
"Brother~ You're so good."
Seeing that it was over, Ye Xiaoxiao leaned over with a grin.
She held Ye Mo's arm coquettishly while rubbing her face against it incessantly.
"Go die somewhere else!"
Ye Mo threw her off grumpily.
"Aiya~ I was wrong, okay? If it weren't for the fact that the Sanctuary's medical fees can't be owed, I wouldn't have asked you to come. I promise, within three months, I’ll definitely help you pay back the money."
Ye Xiaoxiao continued to cling to him, shaking his arm and acting spoiled.
Seeing that he still kept a straight face and was unmoved…
The young girl gritted her teeth, a hint of redness appearing on her pretty face, and said coyly.
"If it really doesn't work, I... I'll just give myself to you, is that alright?"
Hearing this, Ye Mo's eyes widened instantly, and he began to lecture her, hating that iron couldn’t become steel.
"Ye Xiaoxiao, oh Ye Xiaoxiao, you have really degenerated! Listen to yourself, what kind of shameless words are these? Looking at your schooling these past years, have even your basic values become twisted?"
In this world, the values of the rich and the poor were indeed different.
The rich put interests above all else. They almost never talked about feelings, only about Yuan.
And there were only two types of people who could afford school: the rich or the loans.
"Tch, not biological anyway."
She curled her lips, muttered in a low voice, and hurriedly explained.
"Aiya! Old Mo, don't worry. I've calculated it all. Now I get up at five every morning. If I work three jobs, I can make twelve thousand a month. For paying the interest, it’s more than enough. I can even have a thousand left over to subsidize our small family and support your startup."
Ye Xiaoxiao had planned her future long ago.
It was a pity that this Hollow Crisis cost her another tens of thousands, forcing her to ask Ye Mo for help.
"Hehe! Isn’t there a possibility that I’m also some two hundred thousand in debt right now?
Plus those tens of thousands of yours just now, it's a total of two hundred sixty thousand."
Ye Mo sneered while looking at the young girl grumpily.
Hearing this, Ye Xiaoxiao was stunned.
"What!?"
She felt like the sky was falling!
"No! What loan did you take? Can you even touch that stuff? If both of us become blacklisted households, we won't even be able to enter dungeons. Then we'll be completely finished!"
She held her head and cried out in pain while reprimanding Ye Mo.
In this world, as long as a loan was overdue, one would become a blacklisted household.
And blacklisted households didn't have any human rights.
Of course, as long as the overdue amount was paid off, a blacklisted household would turn back into a white household.
So at least, the two of them had to guarantee that one of them wouldn't get blacklisted.
"You, who has a loan of three hundred eighty thousand, have the qualification to lecture me, who has two hundred eighty thousand?"
Ye Xiaoxiao choked on these words, suddenly feeling that the future was pitch black.
"Then how about... I just dropped out."
She took a deep breath, looking like she had made some huge decision, and her whole person wilted.
It would be one thing if she owed the debt alone, but now she had implicated Ye Mo.
This made her incredibly self-reproachful.
Seeing the young girl looking listless like an eggplant beaten by frost…
Ye Mo nodded in satisfaction and sighed, pretending to be helpless.
He patted her head and comforted her.
"Sigh! As long as you know your mistake. Don't touch loans anymore in the future. As for the money... your brother will think of a way."
Ye Mo actually wasn't worried about the loan. He mainly wanted to teach this girl a lesson.
Saying that, he took out that purple-gold Class Card from his pocket again and handed it to Ye Xiaoxiao.
"What’s this?"
The young girl took the card feebly.
The matter of the loan was like a heavy stone to her, making it hard for her to work up any interest.
"A Class Card made for you. Figure it out yourself slowly. I still have to go out for a bit."
Saying that, Ye Mo simply gave Ye Xiaoxiao a few instructions, then he turned around and left.
He still had to go to the Heavenly Dao Alliance's Institute of Technology to make money right now.
Watching Ye Mo's retreating back, Ye Xiaoxiao felt incredibly guilty.
She shook her head, throwing away her chaotic thoughts.
She refocused her attention on the purple-gold Class Card.
"My brother’s a Wild God's Agent. The quality of this card shouldn't... be too good."
Ye Xiaoxiao sized up the card while muttering to herself.
She was a bit hesitant in her heart.
Honestly, her homeroom teacher had already reserved a very good Class Card for her.
The price was affordable, and it was an A-Rank card. A rare opportunity.
As long as the funds were in place, it could be given to her immediately.
But...
The one in her hand was the first one Ye Mo had personally crafted for her.
"Forget it, I should save money where I can right now. I can't cause any more trouble for that guy. Even if this is a D-Rank card, I'll accept it!"
Thinking of this, Ye Xiaoxiao immediately crushed the card in her hand.
White light flickered, instantly submerging into the young girl's body.
Soon…
A system information box floated in front of her.
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Congratulations, you have successfully changed class to: Necromancer (SSS-Rank)
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T/N - Okay, at least this girl is feeling guilty right now. I know that this is usually how comedy in Chinese web novels go, but it still pissed me off a bit that she didn’t even give the MC a heads-up. But her feeling guilty and reflecting made up for that. I’ll withhold my judgment for now.
E/N: *puts on glasses* Finance 101, credit and loan only when you can afford it. I mean it, if you buy something that is worth 100,000, make sure you have the income that can pay both the interest rate and the due amount on time. Watch out for the APR interest rate as well. Study it on your own. I don’t want to do lecture on a translator’s note. Anyways, give Xiaoxiao some grace. She’s a high school student who came from a well-to-do family, she’s naive and got scammed. You can’t blame her for trying her best out of her situation.